Investment Fee Calculator

See what expense ratios cost over time — small percentage differences compound into large amounts.

Starting Balance ($)

Monthly Contribution ($)

Gross Annual Return (%)

Years

Low Expense Ratio (%)

High Expense Ratio (%)

Low-Fee Balance

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High-Fee Balance

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Fee Drag

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Wealth Given Up

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of low-fee ending balance

How It Calculates

Net monthly rate = (1 + (gross − fee) / 100)^(1/12) − 1 · Balance = prior × (1 + rate) + contribution

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Scenario Comparison

Metric	Low Fee	High Fee